
Apply online for your BP Visa® Rewards card.
Earn
up to 10% in introductory rebates
10% rebates on all BP location purchases
4% rebates on all eligible travel and dining purchases1
2% rebates on all other eligible purchases
Earn up to 5% in rebates
5% rebates on all BP location purchases
2% rebates on all eligible travel and dining purchases2
1% rebates on all other eligible purchases
Rebates and Redemption
There's no limit to the number of rebates you can earn!
Every time you accumulate at least $25 in rebates, you
decide how and when to redeem your reward. Redeem for your choice
of:
A BP Gift Card
A check made payable to you
A donation to The Conservation Fund, an environmental charity
Card Features and Benefits
0% APR for up to 6 months
No annual fee
Online Account Management
Zero Liability against unauthorized purchases

1.
Your earning percentages are doubled during the first two billing
cycles after your account is opened. This offer is valid only
for first time BP Rewards Visa cardmembers. Existing BP Rewards
Visa cardmembers are not eligible. If your account is not open
for at least 6 months, BP and Chase reserve the right to deduct
the Double Rewards from your BP Rewards Program account.
2.
You will earn a 5% rebate on every $1.00 of net purchases made
at participating BP locations. You will earn a 2% rebate on every
$1.00 of net purchases made at retail establishments that classify
their merchant location for Visa/MasterCard as Dining (excluding
retail establishments classified as Fast Food Restaurants), Airline,
Auto Rental, or Lodging and a 1% rebate on all other net purchases
(excluding purchases made at merchants where non-BP or non-Amoco
fuel is sold. These purchases do not earn rebates.) Net purchases
means purchases of goods and services made by you or any authorized
user on your account minus any returns or refunds. You do not
earn rebates on balance transfers, cash advances, finance charges,
unauthorized or fraudulent charges, or fees of any kind, including
fees for products that protect or insure the balances of your
account.
3.
Valid for introductory period so long as you comply with the terms
of your account. Also, we apply payments to introductory balances
before balances with higher APRs. This means that the length of
your introductory period may vary based on your payment amounts
and the APRs for other balances on your account. The length of
your introductory period will be either 6 months for purchases
and balance transfers or 3 months for balance transfers only,
depending on our review of your application and credit history.
Learn more about rates, fees, and other cost information by reviewing
Pricing
& Terms.
4.
U.S.-issued cards only. Visa's Zero Liability policy does not
apply to ATM transactions or to PIN transactions not processed
by Visa.
Pricing
& Terms
Please take a moment to carefully review the Pricing & Terms
below.
RATE,
FEE & OTHER COST INFORMATION
Annual
Percentage Rate (APR) for purchases
Elite and Premium Pricing:a A 0% fixed APR for the first 6 billing
cycles following the opening of your account. After that, 15.24%
variableb for Elite Pricing, or 19.24% variable for Premium Pricing.
Standard Pricing: From account opening, 23.24% variable.
Other APRs
Balance Transfer APR: Elite and Premium Pricing:a A 0% fixed APR
for the first 6 billing cycles following the opening of your account.
After that, 15.24% variable for Elite Pricing, or 19.24% variable
for Premium Pricing. Standard Pricing: A 0.0% fixed APR for the
first 3 billing cycles following the opening of your account.
After that, 23.24% variable.
Cash
Advance APR: Elite and Premium Pricing: 24.24% variable. Standard
Pricing: 28.24% variable.
Default
APR: 32.24% variable. See explanation below.c
Overdraft
Advance APR: 13.99% fixed (not available in some states)
Variable rate information
The following APRs may vary monthly based on the Prime Rate:d
Purchase
APR: Elite and Premium Pricing: The Prime Rate plus 6.99% for
Elite Pricing, or plus 10.99% for Premium Pricing for outstanding
and new balances after the introductory period. Standard Pricing:
The Prime Rate plus 14.99%.
Balance
Transfer APR: Elite and Premium Pricing: The Prime Rate plus 6.99%
for Elite Pricing, or plus 10.99% for Premium Pricing for outstanding
and new balances after the introductory period. Standard Pricing:
The Prime Rate plus 14.99% for outstanding and new balances after
the introductory period.
Cash
Advance APR: Elite and Premium Pricing: The Prime Rate plus 15.99%.
Standard Pricing: The Prime Rate plus 19.99%.
Default
APR: The Prime Rate plus up to 23.99%.e
Grace period for repayment of purchase balances
At least 20 days
Method of computing the balance for purchases
Two-cycle average daily balance method (including new purchases).
Annual fee
None
Minimum finance charge
$1.00
Transaction fee for balance transfers
3% of the amount of each transaction, but not less than $5.00
nor more than $75.00.
Transaction fees for cash advances
All cash advances: 3% of the amount of the advance, but not less
than $10.00.
Other fees
Late Payment fee: $15.00 if the balance is up to but not including
$250.00; $39.00 if the balance is $250.00 and over.
Over-the-Credit-Limit
fee: $39.00
International
Transactions: 3% of the U.S. dollar amount of the transaction,
whether originally made in U.S. dollars or converted from a foreign
currency.
a
You agree that we will consider your response for an Elite Pricing
account